Investment Philosophy
It starts with asset allocation, in line with the account’s broad-scale mandate: growth, balanced or conservative. This is crucial as it has the biggest impact on long-term returns for the portfolio.
The portfolios are then built with a top-down approach using the following criteria in descending order:
- Asset classes (e.g. equities, bonds and cash, accounting for macro-economic conditions)
- Geography (e.g. developed or developing markets)
- Industry sector (e.g. healthcare vs consumer) and styles (e.g. growth vs value)
- Fundamentals of the business or investment we are making.
Investment Committee
To help them in their decision making the Investment Committee has access to first-class investment research and third-party expertise from Australia’s leading investment bank and research provider.
Allied to the experience of seasoned professionals, we create a robust framework for managing our client portfolios.
ALAN KLEIN
He prides his approach on building long-term relationships with clients with the aim of providing financial advice tailored to their situation. Alan is skilled at helping clients from all stages of life, from just starting work right through to retirees, to achieve their financial goals. Prior to his career as a financial planner,
Alan studied Commerce at the University of Cape Town before starting his own event hire business. He has over 30 years of experience in business which has helped hone his skills in dealing with people and their financial problems which he loves solving.
Qualifications
Advance Diploma of Financial Planning Services (Financial Planning)
Certificate IV Finance and Mortgage Broking
Self Managed Superannuation Funds
RG 146 Tier 1 Specialist Margin Lending Course
Accredited Listed Product Adviser Program
Business Details
Neargold Pty Ltd as Trustee for The Alan Klein Family Trust trading as XL Planners
ABN: 24 652 094 639
Unit 5 95-97 Grafton Street
BONDI JUNCTION NSW 2022
Phone: (02) 8014 2164
Website: xlplanners.com.au
alan.klein@xlplanners.com.au
Legal Disclosure of AFSL Corporate AR :
Neargold Pty Ltd ATF: The Alan Klein Family Trust, trading as XL Planners is a Corporate Authorised Representative of Politis Investment Strategies (275078 , ABN: 24 652 094 639 ). Politis Investment Strategies Pty Ltd is the holder of Australian Financial Services License (AFSL Number 253125, ABN: 71 106 823 241)
Financial Advice Authorisation
Alan Klein is authorised by Politis Investment Strategies Pty Ltd to:
(a) provide general advice and personal advice in relation to the following:
(i) bank deposit and payment products;
(ii) the Licensee’s managed discretionary account service;
(iii) sale or transfer of listed securities (where such listed securities were held by Clients prior to becoming a Client) to a Licensee managed discretionary account;
(iv) the establishment and the winding up of a self managed superannuation fund;
(v) the commencement and commutation of superannuation pensions and withdrawals of lump sums; as well as making all types of superannuation contributions;
(vi) the rollover and transferring of accumulated superannuation membership benefits from an existing superannuation entity to a self managed superannuation fund,
or a retail superannuation fund approved by Politis Investment Strategies;
(vii) a regulated superannuation fund entering into a borrowing arrangement in accordance with the rules specified in the Superannuation Industry (Supervision) Act 1993;
(viii) gearing for investing in financial products, however no margin lending advice or advice in respect of such facilities or the like in respect of financial products
are authorised, except when advising on the repayment of debt
within existing margin loan facilities or any other such facilities; and
(ix) sale or transfer of investments from a managed investment scheme that is not otherwise within paragraphs (a)(i) to (a)(viii) above into a financial product in
accordance with paragraphs (a)(i) to (a)(viii).
(b) provide general advice in relation to securities.
(c) provide general advice and personal advice regarding risk products and participation in superannuation funds in relation to risk products issued by life risk
Insurers that have been approved by Politis Investment Strategies.