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17 Nov

The Rise of the Robots

THE RISE OF THE ROBOTS Forty or fifty years ago, we were all convinced that robots would be the norm right now.  It wasn’t just futurists picturing a time when robots would outnumber humans. Plus the mere idea of robots was (and is) pretty attractive. Mums and dads dreamed of having their own Rosie to […]

10 Nov

The Five Deadly Sins

5 instant fails which will make your SMSF non-compliant and incur massive penalties and taxes. 1.Being a bad trustee 2.Dying without a plan 3.Leaving the country 4.Borrowing blindly 5.Being greedy. Read More

21 Oct

Home ownership

BUY OR RENT Buying a home has been heralded as the way to get ahead for generations of Australians. But with housing affordability a rising concern for would-be first home buyers and their parents, many younger Australians are beginning to weigh up whether it’s better to buy, rent or invest in residential property. Despite record […]

21 Oct

What we owe

EVERYTHING BORROWED MUST BE PAID BACK $2.2 trillion. That’s how much Australian households owe right now, according to the latest ABS stats.i Household liabilities grew by $1.2 billion in the last quarter alone. Real household debt per person has risen steadily by around 2 per cent per year, and now sits at around $79,000 per […]

21 Oct

Affluenza

ARE YOU AFFLICTED? ‘Million Dollar Shoppers’. ‘Confessions of a Shopaholic’. ‘My Shopping Addiction’. ‘Shop ‘Til You Drop’. ‘Haul’ videos on YouTube. These aren’t just entertaining titles, they’re also tacit acknowledgements of our society’s consumerist craze.  These days, spending a lot of money on things is considered unremarkable at worst. It’s a sign that we’re becoming comfortable […]

21 Oct

Super gets a makeover again

Just when those saving for retirement thought the rules couldn’t get any more complex, the Turnbull Government has revised some of the key elements of the controversial superannuation reforms it announced in the May 2016 Federal Budget. Despite this, the reforms still represent significant alterations to the current superannuation system. Assuming the changes are legislated, […]